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If you were injured in a car crash or bike accident, you might be wondering what to do if the liable party’s insurance company calls you. While the insurance agent on the other end of the phone might seem like they are trying to help you out, this is not necessarily true – especially if you were severely injured. In fact, it is much more likely that the insurance company is trying to collect information from you to undervalue or deny your personal injury claim. Today, we review if you should speak to an insurance company after being hurt in an accident.
Why You Should Not Speak to an Insurance Agent After an Accident
An insurance company’s job is to investigate a claim and pay out as little money as possible. As such, they do not want what is best for you. If you talk to an insurance agent after an accident, there is the possibility they could twist your words and not give you the compensation you deserve. They could also try to pin fault on you instead of your policyholder. You should not tell the agent that you are not injured and feel fine when they ask. Even if you think this is the case, often minor injuries can turn out to be more serious than expected.
It is important to note that anything you say to the other driver’s insurance company can serve as a basis for them to deny or reduce the value of your claim.
If you do decide to speak to the insurance agent, just answer the questions asked and do not add additional information.
It is in your best interests to have a lawyer present if you need to speak with an insurance company. Our attorneys understand the complexities of personal injury claims and how to best deal with insurance companies.
What Should You Do if You Are Contacted by an Insurance Company?
If an insurance company gets in touch with you to discuss your injury, you should decline speaking with them until your lawyer is present. You do not have a legal obligation to speak with them or tell them anything about your injury or the accident.
How Our Lawyers Can Support You
Our lawyers have extensive experience working with insurance adjusters and can help advocate for your interests by speaking with them for you. We will protect your rights during negotiations and hold the liable parties responsible.
At Eliot Reiner, APLC, our lawyers are dedicated to helping injury victims receive the compensation they deserve. We will fight to ensure you secure a favorable case outcome.
Contact us online to schedule a time to discuss your personal injury case.