When At-Fault Insurance Is Not Enough
If you are in a multiple vehicle accident, there is a chance that the person who caused it will not have enough insurance to cover everyone’s damages and injuries. When there are serious injuries to more than one victim, and insurance coverage is limited, hopefully one or more of the people involved in the accident have underinsured motorist insurance. This type of additional insurance can save you from losing out on much needed compensation.
The complicated nature of these accidents, and the fact that insurance companies are often trying NOT to pay out, constitutes the necessity for an experienced attorney. Our car accident attorneys at Eliot Reiner, APLC can help you determine what your options are and the best steps in pursuing your settlement. We know the complexities of the law, and what evidence to look for in multiple vehicle accidents.
What Factors Are Involved in a Multi-Car Accident?
The best-case scenario in multi-vehicle accidents is for all victims to receive compensation based on the severity of their injuries, with enough coverage for everyone to go around. Unfortunately, quite often there are victims with more severe injuries and some with less, and the victims with the most serious injuries often take up much of the compensation, if not all of it. Where does that leave you?
Your case and compensation will depend on the following questions:
- Are the other attorneys willing to work together?
- Do any of the other motorists have underinsured motorist insurance?
- Do you have underinsured motorist coverage?
- What is the extent of each victim’s injuries?
- Are the medical bills and injuries disproportionate?
- Is anyone permanently injured, or deceased?
As you can see, the more people that are involved in an accident, the more complex the insurance negotiations.
Don’t Face Insurance Companies Alone
If you are wondering what to do when you’ve been in a multi-vehicle accident, our lawyers can help. We will walk you through the process of gathering all the pertinent information and can talk to insurance companies and the other attorneys for you, so you can focus on recovering and getting back to your life. The stress of determining compensation and trying to divide insurance settlements fairly should be left to professionals—professionals who have your best interest in mind. Let our team of Sacramento car accident attorneys help you get the compensation you deserve.
Contact our team to discuss your accident at (916) 778-3228.